Route 79 Project Advisory

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Buy Fall River

Buy Fall River is a financing solution for low- and moderate-income homebuyers purchasing properties in the City of Fall River. It offers low down-payment options and fixed-rate financing, and is a good choice for borrowers looking for a safe purchase option.


First Time Home Buyer Program



  • One fixed monthly payment for the life of the loan
  • Mortgage insurance, when required, carries mortgage payment protection, so borrowers are covered if they are ever unemployed
  • After closing, your loan payment will be made to MassHousing, a customer oriented service provider


  • Up to 100% financing with no cash required on single families and condos
  • 97% financing – 2 family properties
  • 95% financing – 3 and 4 family properties
  • Approved community second mortgages are allowed


  • Competitive interest rates
  • Lower monthly payment with low mortgage insurance coverage requirement
  • Even lower monthly mortgage insurance costs for low-income borrowers
  • Safe, fixed-payment, solution for qualified borrowers

Fall River/New Bedford Housing Partnership Program

City of Fall River Community Development Agency, City of New Bedford Housing & Community Development, BankFive, BayCoast Bank, Bristol County Savings Bank, Catholic Social Services, First Citizens Federal Credit Union, Fall River Municipal Credit Union, MassHousing, Mechanic Cooperative Bank, NeighborWorks Southern Mass, NBCU, SouthCoast Federal Credit Union, SouthernMass Credit Union, Webster Bank, New Center for Legal Advocacy, Bristol Elders, Fannie Mae